Friday, February 22, 2008

Goal #43 - Change Banks

The banking fees of most of the major banks in Canada are daylight robbery. It's really shocking that anyone puts up with it, yet I put up with it for years. As of yesterday, I'm not gonna take it anymore. I signed up for an account with PC Financial. I went whole hog and got all the services including overdraft protection and all that shiz. And something really interesting happened when the lady credit checked me. I think this may have been the first time in my life that I was credit checked, that I knew about. Apparently, I have perfect credit, how about that! My boyf and my mother, possibly the two most fiscally responsible humans on earth, would have you believe that I'm a fuck-up when it comes to my cash. And, yeah, maybe I don't balance the books all that much, or know my bank balance at any given moment in time. But, I did set my bank account to pay the minimum balance on my credit card every month, whether I remembered to do it or not. And voila! An A+ credit rating. Sure sometimes I forget/can't pay off the balance, and so sometimes I pay interest on my credit card purchases... but, I'm that much closer to Goal #1 Buy Property.
Big pats on the back for me!

3 comments:

Anonymous said...

Congratulations! And, now you can start to collect those PC Points.

And, the PC Financial savings account pays amongst the highest around, too.

Miss Ash said...

Yay, and now you can get free groceries as well!!

Natala said...

Interesting to know.